Visca Realty
Bringing your homeownership dreams To Life
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Meeting
Discovering Your Needs, Timing, and Market Preferences
Designing Your Unique Home Sales Plan
Expanding Beyond Traditional Listings & MLS
Relax,
We’ve Got This
Expertly Navigating Showings, Financing, and Closing
Unlocking your Real Estate Dreams with Rick Visca
Rick Visca, the Best Realtor in Rochester, has a proven track record as a Top Producing Realtor spanning two decades. At Visca Reality, we pride ourselves on personalized service, extensive market insights, and a commitment to client satisfaction. Our success is fueled by positive referrals and a relentless focus on helping you achieve your real estate goals. Contact us today for a seamless home buying or selling experience!
Arrange a Meeting
Let’s Talk and unlock your door to Real EstateÂ
- Real estate is more than just properties; it’s about dreams, investments, and possibilities.Â
- Let’s discuss your goals, whether you’re buying, selling, or investing.Â
- Our expertise ensures a smooth journey through the real estate landscape.
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Designing your Unique
Sales Plan
Navigating the Path to Selling Your Property, Â
We Understand What Sells Your HomeÂ
- We recognize the key factors that contribute to a successful home sale: pricing, presentation and  marketing.Â
- Our team of agents combines cutting-edge tools and technology to maximize your property’s value while minimizing the time it spends on the market.Â
- With us, you’ll experience transparency and instant communication throughout the entire process, ensuring that every detail is meticulously handled.Â
- Our property marketing strategies are custom-tailored to reach potential buyers both online and in person, making your listing stand out.Â
Remember, choosing the right agents can make all the difference in achieving a successful home sale!
RELAX, WE'VE GOT THIS
Unraveling the Mystery of Home Loans
If you’re new to the home loan process, it can seem overwhelming. Our dedicated agents are here to support you throughout—from pre-approval to closing. Begin by connecting with a mortgage specialist. If you don’t have one in mind, we collaborate with some of the industry’s finest lenders. Allow us to introduce you to the experts who will make sure you’re well-informed and taken care of.
Get Pre-approval
As you prepare to search for your dream home, take the important step of meeting with a Loan Officer to obtain pre-approval for your loan. During this phase, the lender evaluates your financial situation, including income, assets, and debts, to determine the maximum affordable house price. This assessment involves reviewing essential documents such as your credit report, W-2 forms, pay stubs, Federal Tax Returns, and recent bank statements. Additionally, explore pre-qualification options tailored to the specific loan programs that best match your preferences.
Unveiling the Loan Lifecycle: From Application to Activation
Once you’ve identified a property, you’re ready to purchase, your lender will guide you through the comprehensive mortgage loan application process. They’ll explain the various fees and down payment options. After you submit your application, it enters the processing stage, where documents are meticulously reviewed, appraisals are conducted, and title examinations are ordered. Finally, the loan is sent to an underwriter who thoroughly assesses it for compliance and provides approval.
Inking the Deal: Last Stages of the Process
Throughout the journey, anticipate requests for more paperwork or clarifications. Once your loan is greenlit, don’t overlook the importance of securing homeowners’ insurance. Your documents will be sent to the title company, where you’ll finalize the purchase by signing for your new home and covering any outstanding costs. The loan will then be officially recorded, and the keys will be yours. Cheers to your new homeowner status.
Your Real Estate Success Starts with the
Right Agent
Partnering with the right agent ensures a smoother, more rewarding experience. Let’s make it happen!